Esim - 第一銀行將在今日開幕!!
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第一銀行將在今日開幕!! (Economical)
Posted 10 years ago by
ck960930    
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台灣人請看這邊唷~~~上面那篇是給歪果人看得


各位玩家大家好
我的私人銀行-第一銀行將在今天正式營運

營運初期只開放國內的玩家進行交易



本行目前提供貸款與定期存款兩種業務
以下將對業務內容進行詳細介紹


定期存款業務


牌告利率:

50G以下,每日0.15%
51~100G,每日0.16%
101G以上,每日0.17%

單利計算

存款期間、金額可自由選擇,唯最短存款期間15天,且不接受50.01~50.99G,100.01~100.99G間的存款
利息於存款到期日以捐贈方式進行交付,小數點以下第三位無條件捨去
若於定存期間須解除定存,將以實際存款天數*每日利率*0.4計算利息


貸款業務


目前貸款業務實行信用評等制度,不同的信用評等制度將會有不同的利息

信用等級分成
C--、C-、C、C+、C++、
B--、B-、B、B+、B++、
A--、A-、A、A+、A++、
S--、S-、S、S+、S++、
Premium共21個等級

牌告利息如下:
信用等級C:每日0.5%
信用等級B:每日0.45%
信用等級A:每日0.4%
信用等級S:每日0.35%
信用等級Premium:每日0.3%

以上皆為複利計算,小數點以下第三位無條件進位

借用額度上限:
信用等級C:10G
信用等級B:20G
信用等級A:30G
信用等級S:50G
信用等級Premium:無上限(暫未開放 )

借用期間:
信用等級C:最短10天,最長30天
信用等級B:最短15天,最長45天
信用等級A:最短15天,最長60天
信用等級S:最短20天,最長90天
信用等級Premium:無特別限制


信用評等計算方式

(以下都以第一次借款時間為準 )
出生75天以內的玩家,信用評等起始為C--
出生76~150天的玩家,信用評等起始為B--
出生151~225天的玩家,信用評等起始為A--
出生226天以上的玩家,信用評等起始為S--
若玩家有自營工廠,起始評價為無標號的當階評等

若準時還款,每次信用評等往上提升一級
若在借款期間內提前還款,信用等級將照以下規則提升:
首先檢視借款金額是否有達到借款標準(借款上限的3/4 )
若借款金額未達借款標準,將不予提升信用評等
若達到借款標準,將往上提升兩級(上限為S++)

請注意,若提早還錢,利息仍以原借用期間計算
若於原借用期間內再次借款,本次借款將不會提升信用評等


借還款方法

請發信給我,信中說明要借/存,時間長度,並且發送交友邀請
我收到信以後會回復相關利息,並且發合約

歡迎各位多多支持


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About the game:


USA as a world power? In E-Sim it is possible!

In E-Sim we have a huge, living world, which is a mirror copy of the Earth. Well, maybe not completely mirrored, because the balance of power in this virtual world looks a bit different than in real life. In E-Sim, USA does not have to be a world superpower, It can be efficiently managed as a much smaller country that has entrepreneurial citizens that support it's foundation. Everything depends on the players themselves and how they decide to shape the political map of the game.

Work for the good of your country and see it rise to an empire.

Activities in this game are divided into several modules. First is the economy as a citizen in a country of your choice you must work to earn money, which you will get to spend for example, on food or purchase of weapons which are critical for your progress as a fighter. You will work in either private companies which are owned by players or government companies which are owned by the state. After progressing in the game you will finally get the opportunity to set up your own business and hire other players. If it prospers, we can even change it into a joint-stock company and enter the stock market and get even more money in this way.


In E-Sim, international wars are nothing out of the ordinary.

"E-Sim is one of the most unique browser games out there"

Become an influential politician.

The second module is a politics. Just like in real life politics in E-Sim are an extremely powerful tool that can be used for your own purposes. From time to time there are elections in the game in which you will not only vote, but also have the ability to run for the head of the party you're in. You can also apply for congress, where once elected you will be given the right to vote on laws proposed by your fellow congress members or your president and propose laws yourself. Voting on laws is important for your country as it can shape the lives of those around you. You can also try to become the head of a given party, and even take part in presidential elections and decide on the shape of the foreign policy of a given state (for example, who to declare war on). Career in politics is obviously not easy and in order to succeed in it, you have to have a good plan and compete for the votes of voters.


You can go bankrupt or become a rich man while playing the stock market.

The international war.

The last and probably the most important module is military. In E-Sim, countries are constantly fighting each other for control over territories which in return grant them access to more valuable raw materials. For this purpose, they form alliances, they fight international wars, but they also have to deal with, for example, uprisings in conquered countries or civil wars, which may explode on their territory. You can also take part in these clashes, although you are also given the opportunity to lead a life as a pacifist who focuses on other activities in the game (for example, running a successful newspaper or selling products).


At the auction you can sell or buy your dream inventory.

E-Sim is a unique browser game. It's creators ensured realistic representation of the mechanisms present in the real world and gave all power to the players who shape the image of the virtual Earth according to their own. So come and join them and help your country achieve its full potential.


Invest, produce and sell - be an entrepreneur in E-Sim.


Take part in numerous events for the E-Sim community.


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