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Šiandien informuojame, kad atidaromas Lietuvos Bankas, kuris priima taupomuosius indėlius, su tikslu, kad piliečių auksas būtų "auginamas" ir po tam tikro pasirinkto laikotarpio būtų išmokama pradinis įnašas ir palūkanos.
Sukaupti indėliai bus panaudojami: 25% Lietuvos verslo paskoloms, 25% valiutų rinkos prekybai, 25% Lietuvos lito kurso laikymui ir kontrolei, 25% laikoma grynais (Gold).
Lietuvos Bankas operuioja per Lithuania Org, ir priima indėlius nuo 1gold iki 500 gold, įnašus. Mokama 0.5% dieninės palūkanos, t.y. per mėnesį (30 kalendorinių dienų) prieaugis būtų 15%.
Lietuvos Banko nustatyti šie veiklos riziką ribojantys normatyvai:
-kapitalo pakankamumo;
-likvidumo;
-didžiausios atvirosios pozicijos užsienio valiuta;
-didžiausios paskolos sumos vienam skolininkui.
Kapitalo pakankamumo normatyvas – LB perskaičiuoto kapitalo ir turto (aktyvų) bei nebalansinių įsipareigojimų, turinčių požymių, kad bus įvykdyti, įvertintų pagal riziką, santykis. T.y. balanse visada turi būti aukso kuris turi padengti indėlininkų sumas.
Likvidumo normatyvas– LB likvidžiojo turto santykis su banko einamaisiais įsipareigojimais. Atidavus skolas einamąją dieną banko balansas turi būti perteklinis. Minimalus indėlio laikotarpis yra 7 kalendorinės dienos (1 savaitė). Indėliai priimami kontraktais. t.y. asmuo sudaro kontraktą ir Lietuvos Bankas aititikus visus reikalavimus konktraktą priims. Arba asmuo susisiekia su LB ir bankas sudaręs konktraktą aptartomis sąlygomis jį pasiūlo asmeniui.
Didžiausios atvirosios pozicijos užsienio valiuta normatyvas – bendrosios atvirosios valiutos pozicijos (išskyrus litus) ir Lietuvos Banko perskaičiuoto kapitalo santykis, ne didesnis kaip 25 procentai, bei vienos valiutos (išskyrus eurus) atvirosios pozicijos ir kredito unijos perskaičiuoto kapitalo santykis, ne didesnis kaip 15 procentų kredito unijos perskaičiuoto kapitalo. Tai yra, į konkrečią (pvz USD) valiutą bus investuota ne daugiau nei 25% banko turto.
Didžiausios paskolos sumos vienam skolininkui normatyvas– paskolos suma vienam skolininkui neturi viršyti 500gold per indėlį. Tačiau jei asmuo nori investuoti 1000 gold, jis tai gali padaryti dviem indėliais 2x500g.
Indėlių pvz:
100 gold (10 dienu) = 105 gold,
100 gold (20 dienu) = 110 gold,
100 gold (30 dienu) = 115 gold,
100 gold (50 dienu) = 125 gold,
100 gold (90 dienu) = 145 gold.
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About the game:
USA as a world power? In E-Sim it is possible!
In E-Sim we have a huge, living world, which is a mirror copy of the Earth. Well, maybe not completely mirrored, because the balance of power in this virtual world looks a bit different than in real life. In E-Sim, USA does not have to be a world superpower, It can be efficiently managed as a much smaller country that has entrepreneurial citizens that support it's foundation. Everything depends on the players themselves and how they decide to shape the political map of the game.
Work for the good of your country and see it rise to an empire.
Activities in this game are divided into several modules. First is the economy as a citizen in a country of your choice you must work to earn money, which you will get to spend for example, on food or purchase of weapons which are critical for your progress as a fighter. You will work in either private companies which are owned by players or government companies which are owned by the state. After progressing in the game you will finally get the opportunity to set up your own business and hire other players. If it prospers, we can even change it into a joint-stock company and enter the stock market and get even more money in this way.
In E-Sim, international wars are nothing out of the ordinary.
Become an influential politician.
The second module is a politics. Just like in real life politics in E-Sim are an extremely powerful tool that can be used for your own purposes. From time to time there are elections in the game in which you will not only vote, but also have the ability to run for the head of the party you're in. You can also apply for congress, where once elected you will be given the right to vote on laws proposed by your fellow congress members or your president and propose laws yourself. Voting on laws is important for your country as it can shape the lives of those around you. You can also try to become the head of a given party, and even take part in presidential elections and decide on the shape of the foreign policy of a given state (for example, who to declare war on). Career in politics is obviously not easy and in order to succeed in it, you have to have a good plan and compete for the votes of voters.
You can go bankrupt or become a rich man while playing the stock market.
The international war.
The last and probably the most important module is military. In E-Sim, countries are constantly fighting each other for control over territories which in return grant them access to more valuable raw materials. For this purpose, they form alliances, they fight international wars, but they also have to deal with, for example, uprisings in conquered countries or civil wars, which may explode on their territory. You can also take part in these clashes, although you are also given the opportunity to lead a life as a pacifist who focuses on other activities in the game (for example, running a successful newspaper or selling products).
At the auction you can sell or buy your dream inventory.
E-Sim is a unique browser game. It's creators ensured realistic representation of the mechanisms present in the real world and gave all power to the players who shape the image of the virtual Earth according to their own. So come and join them and help your country achieve its full potential.
Invest, produce and sell - be an entrepreneur in E-Sim.
Take part in numerous events for the E-Sim community.
